What the Cash Flow statement shows
Cash Flow answers: where did the money go? It lists every rand that moved through your bank and cash accounts in the period you pick, VAT included, sorted into three kinds of activity. Three tiles at the top give the cash you had at the start, the net change and the cash at the end.
- Operating activities: cash received from customers (invoices paid and cash sales, less refunds), other income such as interest received, cash paid to suppliers and for expenses (supplier invoices paid, credit cards paid off, expenses paid directly), cash paid to and for employees (wages, and PAYE paid to SARS), VAT paid to SARS, interest paid and income tax paid.
- Investing activities: equipment and land bought, what assets you sold fetched, and dividends received.
- Financing activities: loans received and repaid, capital you put in, drawings you took, and dividends paid.
- Then the net increase or decrease, cash at the beginning of the period, and cash at the end — with each bank and cash account listed under it. A figure in brackets went out.
Cash at the end is the same figure as Cash & cash equivalents on your Balance Sheet for that day. The chip at the top says ✓ Adds up when cash at the start plus every line comes to cash at the end; if some of the change isn't on a line, it says Check below and Notes under the statement says how much. Moving money between two of your own accounts is not a cash flow — Notes names it instead. A credit card is not cash: spending on it moves no cash, and paying it off is money paid for expenses.
Pick the period, and see what's behind a line
- Go to Cash Flow — under the "Money" tools card, or the "Money" group on desktop.
- Tap the period chip: This month, Last month, Tax year to date, Last tax year or Custom dates. It opens on Tax year to date.
- Tap any line to list the bank and cash entries behind it. Tap an entry to see both sides of it and open the record it came from.
Looking at one bank account
If you have two or more bank accounts, a row of account cards appears at the top — All accounts first, then one card per account, each with its balance. Tap one to see the statement for that account alone: money moved to or from your other accounts then shows under Between your own accounts, because for that account it really did arrive or leave. An account you've deactivated has no card, but the statement under All accounts still counts it, and a grey line under the cards says how much of All accounts is in it.
Save or send it
📄 PDF and 📊 CSV / Excel at the bottom give you the statement for the period and the accounts you picked. On a phone, each opens your share menu with the file attached; on a computer it downloads.